A complex password is a necessity in the age of cyber threats, databreaches, and other security incidents. When you’ve landed on what you think is the perfect, complicated, yet easy-to remember password, it’s tempting to use it for every site you log in to. This is a shockingly common — and very dangerous — mistake.

When an online retailer or website gets hacked, oftentimes all you hear about in the news is how many credit card numbers were lost or the scope of the financial damage. You rarely hear about the thousands of user accounts that were compromised. But they’re there!

If you are among those compromisedaccounts, it’s possible that your username and password are published and available to anybody who wants to look at it on the Internet. A clever crook knows that you probably use the same password on the compromised website as you do on your eBay, Amazon or other online accounts tied to your bank account. So, they try it out and, lo and behold, now they have access to your bank account.

It’s possible to keep the password madness under control. Ask us for tips for having unique but memorable passwords. You might be surprised by how easy it really is.

Secret Techniques For Dealing With Late-Paying Clients

If you have a client who’s habitually paying you late, it can be incredibly frustrating. But there are a few ways to mitigate the problem and get them back on track. First, try billing twice per month or upfront instead of monthly. The former option will get them on a firm schedule and prevent getting backed up, while the latter will eliminate the problem altogether.

Also, try getting in touch with a contact inaccounts payable. That way you can cut out the middleman and streamline the process. Finally, make sure to send follow-up e-mails along with any invoice you send out. Pester them enough and they’ll get the picture.

SmallBizTrends.com, 6/20/2018